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​We recruit commercial and technical talent for both software vendors and end-user clients, such as start-ups, scale-ups, and established vendors across the UK, Europe, and the US.

Payments:

1. Open Banking

    • Description: Open Banking enables secure sharing of financial data between banks and third-party providers, facilitating more transparent and efficient payments, especially for online transactions.

    • Key Features:

      • API-driven access to bank data for authorised providers

      • Real-time payment initiation and authentication

      • Enhanced security and fraud prevention through strong customer authentication

      • Support for instant account-to-account transfers

      • Improved transparency and control for consumers over their financial data

 2. Electronic Point of Sale (EPOS)

    • Description: EPOS systems provide comprehensive payment and sales management solutions for retail, hospitality, and other service industries.

    • Key Features:

      • Integration of in-store payment processing (cash, card, and contactless)

      • Sales tracking, inventory management, and customer data collection

      • Cloud-based reporting and real-time data analysis

      • Employee and shift management tools

      • Customisable interfaces for streamlined checkout experiences

 3. Payment Gateways

    • Description: Payment gateways facilitate secure online transactions, acting as intermediaries between merchants and customers to authorise and process payments.

    • Key Features:

      • Secure transaction encryption and fraud prevention measures

      • Support for multiple payment methods, including credit/debit cards, digital wallets, and BNPL options

      • Real-time payment authorisation and settlement

      • Integration with e-commerce platforms and checkout systems

      • Detailed reporting and transaction tracking for merchants

 4. Mobile Payments

    • Description: Mobile payments enable transactions via smartphones and tablets, supporting various methods like digital wallets, NFC payments, and QR code scanning.

    • Key Features:

      • Contactless payments through NFC technology (e.g., Apple Pay, Google Pay)

      • QR code-based payments for remote and in-person transactions

      • In-app payments for seamless mobile shopping experiences

      • Integration with loyalty and rewards programs

      • Enhanced security features, including biometrics and tokenisation

 5. Cross-Border Payments

    • Description: Cross-border payment solutions streamline international transactions, reducing costs and enhancing speed for businesses and individuals alike.

    • Key Features:

      • Multi-currency support with competitive exchange rates

      • Real-time payment tracking and transparency

      • Compliance with international regulations and anti-money laundering (AML) standards

      • Integration with local payment networks for global reach

      • Reduced transaction fees and faster settlement times compared to traditional banks

 6. Buy Now, Pay Later (BNPL)

    • Description: BNPL services allow consumers to split purchases into instalments, offering flexible payment options without traditional credit requirements.

    • Key Features:

      • Flexible instalment plans for consumers at the point of sale

      • Interest-free payment options for short-term financing

      • Integration with online and in-store checkouts

      • Real-time credit approval and risk assessment

      • Tools for merchants to manage BNPL sales and customer payments

 7. Digital Wallets

    • Description: Digital wallets allow users to store payment information securely, enabling fast and convenient transactions both online and offline.

    • Key Features:

      • Support for multiple cards and payment methods in one app

      • Secure, one-tap payments with biometric authentication

      • Integration with online stores, apps, and physical locations

      • Contactless payments and QR code support

      • Loyalty, rewards, and coupon storage for enhanced customer experience