We recruit commercial and technical talent for both software vendors and end-user clients, such as start-ups, scale-ups, and established vendors across the UK, Europe, and the US.
Payments:
1. Open Banking
Description: Open Banking enables secure sharing of financial data between banks and third-party providers, facilitating more transparent and efficient payments, especially for online transactions.
Key Features:
API-driven access to bank data for authorised providers
Real-time payment initiation and authentication
Enhanced security and fraud prevention through strong customer authentication
Support for instant account-to-account transfers
Improved transparency and control for consumers over their financial data
2. Electronic Point of Sale (EPOS)
Description: EPOS systems provide comprehensive payment and sales management solutions for retail, hospitality, and other service industries.
Key Features:
Integration of in-store payment processing (cash, card, and contactless)
Sales tracking, inventory management, and customer data collection
Cloud-based reporting and real-time data analysis
Employee and shift management tools
Customisable interfaces for streamlined checkout experiences
3. Payment Gateways
Description: Payment gateways facilitate secure online transactions, acting as intermediaries between merchants and customers to authorise and process payments.
Key Features:
Secure transaction encryption and fraud prevention measures
Support for multiple payment methods, including credit/debit cards, digital wallets, and BNPL options
Real-time payment authorisation and settlement
Integration with e-commerce platforms and checkout systems
Detailed reporting and transaction tracking for merchants
4. Mobile Payments
Description: Mobile payments enable transactions via smartphones and tablets, supporting various methods like digital wallets, NFC payments, and QR code scanning.
Key Features:
Contactless payments through NFC technology (e.g., Apple Pay, Google Pay)
QR code-based payments for remote and in-person transactions
In-app payments for seamless mobile shopping experiences
Integration with loyalty and rewards programs
Enhanced security features, including biometrics and tokenisation
5. Cross-Border Payments
Description: Cross-border payment solutions streamline international transactions, reducing costs and enhancing speed for businesses and individuals alike.
Key Features:
Multi-currency support with competitive exchange rates
Real-time payment tracking and transparency
Compliance with international regulations and anti-money laundering (AML) standards
Integration with local payment networks for global reach
Reduced transaction fees and faster settlement times compared to traditional banks
6. Buy Now, Pay Later (BNPL)
Description: BNPL services allow consumers to split purchases into instalments, offering flexible payment options without traditional credit requirements.
Key Features:
Flexible instalment plans for consumers at the point of sale
Interest-free payment options for short-term financing
Integration with online and in-store checkouts
Real-time credit approval and risk assessment
Tools for merchants to manage BNPL sales and customer payments
7. Digital Wallets
Description: Digital wallets allow users to store payment information securely, enabling fast and convenient transactions both online and offline.
Key Features:
Support for multiple cards and payment methods in one app
Secure, one-tap payments with biometric authentication
Integration with online stores, apps, and physical locations
Contactless payments and QR code support
Loyalty, rewards, and coupon storage for enhanced customer experience